Personal Share Draft


Share Draft

Our share draft accounts are similar to a traditional checking account.  No minimum balance required.  This a non-dividend bearing account.


  • Web Banking– Anywhere you have access to the internet, you have access to your account. With web banking you can check your balance, transfer funds, apply for loans, and more from the convenience of your computer.
  • Direct Deposit– Tired of having to cash your paycheck every time you get paid? With Direct Deposit you get your paycheck deposited right into your checking or savings account.
  • Debit Cards– When you open your new account, you can apply for a debit card with no monthly fees. With unlimited number of purchases or withdrawals*
  • Free Account Transfers– We don’t charge you for the simple things. When you transfer money between your checking account and savings account we don’t charge you a dime.
  • Monthly Statements– You have the option of monthly statements mailed to your home or e-statements through web banking.**
  • Youth Draft Accounts-  Parental supervision required under the age of 18.  youths may apply for a debit card with parental consent.  A great way to teach financial responsibilities.
  • Duplicate Checks
  • Overdraft Protection– Up to $100.00


  • No Minimum balance
  • No Monthly Service Fee
  • No Per Check Charge
  • Unlimited Check writing*
  • Unlimited debit card purchases and withdraws**

**Must Apply for Debit Card

**You will receive monthly paper statements ($2 fee) or you can sign up for e-statement (free) or fill out an opt-out form for no statements

*Money must be in the account to write checks or for debit card usage